Shenandoah Life Insurance Company is an insurance company, and A.M. Best gives it an A- for financial stability. The Company's excellent service and cheap rates have won over many customers. Customer satisfaction is partly due to the company's capacity to tailor services to individual demands.

Accident insurance includes policies such as driving safely and not smoking, which Prosperity Asset Management looks after. The company prizes its clients for good habits and responsible conduct, including avoiding smoking and driving safely. Its wide selection of products and commitment to customer service make Shenandoah Insurance Company a reliable choice for individuals and companies.

Plans Offered By Shenandoah Life Insurance Company

Shenandoah Life Insurance Company offers extra group benefits as a substitute even if they do not sell new life insurance policies.

Voluntary Worksite Critical Illness Insurance

The Prosperity Asset Management employees may voluntarily support major disease expenses through a critical illness insurance policy. Such critical medical illnesses, including cancer, coronary heart attacks, stroke, and transplantation of organs, go with them.

Voluntary Cancer Worksite Insurance

Cancer patients may be able to get financial aid via voluntary cancer workplace insurance programs. This insurance financially supports cancer patients for their first medical diagnosis and following expenditures.

You may have your employment Shenandoah Insurance benefits applied to certain cancer-related expenditures. The patient could bear hospitalization costs, surgeries, chemo, radiation, medicine, and other treatment-related expenses.

Voluntary Worksite Accident Insurance

People might seek injury insurance, considering it additional financial protection from the risk of a workplace accident causing permanent disability. Prosperity asset management provides a specific beneficiary with cash value in case of an insured catastrophe, a certain sum paid once.

More so, the compensation payment will usually be doubled in an accident where a fare-paying passenger is served aboard a shared flight. To be precise, we report that common carriers include ship fuels, planes, buses, and trains. For further details, contact the Shenandoah Life Insurance phone number.

Cons Of Shenandoah Life Insurance Company

Not Direct Providers

As its name suggests, The Shenandoah Insurance Company and its prosperity asset management are not involved in directly issuing life insurance policies. One reality is that the Prosperity Life family administers Shenandoah Life's life insurance productssubsidiaries of Prosperity Life, SBLI USA Life Insurance Group, and S.

USA Life Insurance Company provides products that policyholders may trust to be of the greatest quality. Importantly, this differentiation indicates that the management and underwriting of products offered under the Shenandoah Life brand are the responsibility of these connected agencies. People thinking about getting life insurance should pay close attention to this data.

Exclusive Agent Sales

Although some insurance companies allow customers to buy policies entirely online, Shenandoah Life insists on needing a licensed agent. Shenandoah Insurance may only be purchased by authorized agents.

While applying for insurance, the agent is essential in helping the client identify their requirements, weigh their coverage alternatives, and complete the application. Due to their extensive knowledge in the subject, they can tailor their support to match the specific requirements of every customer.

Availability Of Shenandoah Life Insurance Across States

Our current information indicates that Shenandoah Life cannot offer insurance in the states below. There are fifteen states represented, and policyholders in these states may be obligated to follow the policies and services of other licensed insurers before buying life insurance.

• California
• Connecticut
• Idaho
• Maine
• Massachusetts
• Nevada
• New York
• South Dakota
• Oregon
• Rhode Island
• Utah

For the latest updates, contact the Shenandoah Life Insurance phone number.

Shenandoah Life Insurance Company Available Riders

Insurance companies frequently expand a policy's coverage with the help of prosperity asset management alongside the help of riders or endorsements. Riders allow you to buy more coverage, protect your family, or access more benefits at an extra cost.

Shenandoah Life now offers group health and accident policies. These plans may include riders that allow policyholders to have additional coverage for dependents or premium exemptions in the event of disability. However, the company does not sell life insurance anymore. For more information on the available riders, speak with a Shenandoah Insurance agent about Shenandoah Life's policies and add-ons.

Reviewing The Complaint Index

Before committing, make sure to check the insurer's complaint history. The National Association of Insurance Commissioners (NAIC) releases annual complaint percentages to enable comparisons across various companies. The standard value for the company is 1.0. You should choose a company with a smaller percentage since it means they have fewer complaints than the NAIC considers reasonable for their size.

In 2021, an average of 2.99 complaints were received against Shenandoah Life Insurance Company. This number is over three times greater than market projections, indicating that the company gets many more complaints than the norm for its insurance business sector. Contact the Shenandoah Life Insurance phone number to learn more about the latest complaint index factor.

Ratings Provided by Third Parties

Within 2022, Shenandoah Insurance Company is expected to maintain its A(Excellent) rating, as reported by AM Best. While Shenandoah Life continues offering group health and catastrophe plans, individual life insurance is no longer available. While other subsidiaries of the parent company continue to provide specific life insurance products, Shenandoah Life has discontinued issuing those products.

The Policy Regarding Cancellations

The "free look" clause is one of the advantages of purchasing a Shenandoah Insurance policy. In most nations, the free look period is supposed to conclude ten days from the policy's inception; nevertheless, it may last longer. During the period in question, you can discontinue your subscription and get your money returned without being subjected to any inquiries. Have you given any thought to the possibility of canceling your Shenandoah Life policy? Simply give your representative a call.

Final Thoughts

Even though they no longer underwrite new life insurance plans, the Shenandoah Life Insurance Company still offers optional health and accident coverage. You will need to coordinate with an additional insurer that is currently offering policies if you are in the market for an individual life insurance policy.