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Top Ohio Mortgage Lenders

Oct 24, 2023 By Susan Kelly

Ohio is a great place to live because homes are cheap and the cost of living is low. Finding the right mortgage lender to buy a home in Ohio is essential. Since there are so many lenders, figuring out where to start can take time. But a few top-rated mortgage lenders in Ohio stand out for their excellent customer service, competitive interest rates, and wide range of loan options. Quicken Loans is one of the biggest mortgage lenders in the country, and its Ohio branch is known for its excellent customer service and quick processing times. CrossCountry Mortgage is another top lender in Ohio. They offer conventional, FHA, VA, and USDA loans. Ohio borrowers also like Guaranteed Rates because the rates are competitive and the application process is easy.

Quicken Loans

Quicken Loans is one of the biggest mortgage lenders in the country, and its Ohio branch is known for its excellent customer service and quick processing times. Quicken Loans has many different kinds of loans, such as conventional, FHA, VA, and USDA. They also offer home equity lines of credit and ways to refinance (HELOCs). One of the best things about Quicken Loans is that they have a Rocket Mortgage platform that lets borrowers finish the mortgage process online.

Possible Loans

Quicken Loans has different kinds of loans to meet other people's needs. You can get a conventional loan with as little as a 3% down payment. FHA loans require a 3.5% down payment and are an excellent choice for first-time homebuyers or people with credit that could be better. VA loans are available to veterans and people still in the military who qualify. They have low-interest rates and don't require a down payment. USDA loans are available to people who live in rural areas and meet specific requirements.

Rates

Quicken Loans has competitive interest rates, and borrowers can get a rate quote online in minutes. But rates change depending on the kind of loan, your credit score, and other things. Comparing rates from different lenders would be best to find the best deal.

Helping Out Customers

Quicken Loans has an excellent reputation for customer service, and its online platform makes it easy to apply for a loan and check on its progress. They also have a mobile app that lets borrowers get information about their loans and talk to their loan officers.

Crosscountry Mortgage Is A Mortgage Company

CrossCountry Mortgage is another top lender in Ohio. They offer conventional, FHA, VA, and USDA loans. They also offer refinancing and Home Equity Lines of Credit. CrossCountry Mortgage is known for giving personalized service and getting things done quickly.

Possible Loans

CrossCountry Mortgage has various loan options to meet the needs of different borrowers. You can get a conventional loan with as little as a 3% down payment. FHA loans require a 3.5% down payment and are an excellent choice for first-time homebuyers or people with credit that isn't perfect. VA loans are available to veterans and people still in the military who qualify. They have low-interest rates and don't require a down payment. USDA loans are available to people who live in rural areas and meet specific requirements.

Rates

CrossCountry Mortgage has competitive interest rates, and borrowers can get a rate quote online or over the phone. But rates change depending on the kind of loan, your credit score, and other things. It would help to compare rates from different lenders to find the best deal.

Helping Out Customers

CrossCountry Mortgage is proud of its personalized service, and through the mortgage process, borrowers work with a loan officer. They also have a mobile app that lets borrowers check on the status of their loans and talk to their loan officer.

Rate Guaranteed

Ohio borrowers often choose Guaranteed Rate because the rates are competitive and the application process is easy. They offer many kinds of loans, such as conventional, FHA, VA, and USDA. They also provide options for refinancing and HELOCs.

Conclusion

When looking for an Ohio mortgage lender, thinking about things like interest rates, loan options, and customer service is essential. All lenders mentioned in this article, like Quicken Loans, CrossCountry Mortgage, Guaranteed Rate, and Third Federal Savings & Loan, have excellent reputations for good service and low rates. To find the best deal, research and compare rates from different lenders. Working with a loan officer who can help you through the process and answer any questions you may have can also make buying a home less stressful. Ohio has a substantial mortgage lending market, and borrowers who want to buy a home or refinance their current mortgage have many options.

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